If you are currently looking for great savings rates, then make sure you keep reading. Fidelity Investments has a wide array of products to meet your individual needs and are proud to be a financial institution that is big enough to serve all your financial needs, yet small enough to care about how those needs are met.
They currently offer standard CD rates from 3-months to 120-months with 2.40% to 3.10% APY Rates but have a special 2.40% APY 9-Month CD on $1,000 balances or more. By joining Fidelity, you get to enjoy earning higher rate of interest than regular savings account. Make sure you visit your nearest local branch to sign up today!
| CIT BANK & DISCOVER CD RATES | ||
| Discover Bank CD Rates and CIT Bank CD Rates | ||
| CIT BANK CD TERM | RATE | LINK |
| 12-Month Term | 0.30% APY | Apply Now |
| 13-Month Term | 0.35% APY | Apply Now |
| 18-Month Term | 0.30% APY | Apply Now |
| 4-Year Term | 0.50% APY | Apply Now |
Table of Contents
Fidelity CDs
- At Fidelity Bank we offer a variety of CD and IRA products - let our trusted financial advisors help you find the right investment product for your financial needs. Certificates of Deposit Save more and choose from Variable Rate.
- Certificates of Deposit. If you have money to invest but you prefer a more conservative savings strategy, Certificates of Deposit (CDs) are a great choice for you. With one of our Fidelity CD products you can earn a guaranteed fixed rate of return and some of the highest offered insured rates.
- Fidelity 6 Month CD Rates. Note that the CDs offered are brokered CD instead bank CDs and can be traded on the secondary market. It is FDIC insured. The rate of 1.60% is 0.83% higher than the average 0.77%. Also it is 0.75% lower than the highest rate.
- Treasury purchases traded with a Fidelity representative, a flat charge of $19.95 per trade applies. A $250 maximum applies to all trades, reduced to a $50 maximum for bonds maturing in one year or less.
CDs are a certificate issued by a bank to a person depositing money for a specified length of time, and usually the longer of a term is, the higher APY rate you make! Fidelity's Best CD Offer pays an APY rate of 2.40% APY 9-Month CD. They currently offer standard CD rates from 3-months to 120-months. If you're interested in making a higher rate than a traditional savings account then make sure to check out Fidelity Investment's CDs and their rates listed below.
CD Rate Specials
| Term | APY Rate | Minimum Deposit | How They Compare |
| 9 Month CD | 2.40% | $1,000 | Best 9-Month CD Rates |
Annual percentage yield effective November 2, 2020 and subject to change without notice. Penalty for early withdrawal for CDs. Fees may reduce earnings. Consumer rates only. Please ask for a quote regarding corporate or public funds. Penalty is loss of 90 days interest.
Fidelity Cd Rates May 2020
Standard CD Rates
| Term | APY Rate | Minimum Deposit |
| 3 Month CD | 2.40% | $1,000 |
| 6 Month CD | 2.40% | $1,000 |
| 12 Month CD | 2.45% | $1,000 |
| 18 Month CD | 2.45% | $1,000 |
| 24 Month CD | 2.50% | $1,000 |
| 36 Month CD | 2.60% | $1,000 |
| 48 Month CD | 2.70% | $1,000 |
| 60 Month CD | 2.80% | $1,000 |
| 120 Month CD | 3.10% | $1,000 |
Rates effective from 05/10/2019
CD Features
- No hidden fees. No maintenance fees
- Competitive rates for all terms
- 24/7 access to your account
- Federally insured by the FDIC
Bottom Line
Looking for a short term or long term CD? Then look no further as Fidelity offers you various CD terms from 3 to 120 months but be sure to take advantage of their current 2.40% APY 9-Month CD.
You will be able to fully take control of your funds through their products and services and also maximize your saving potential. Sign up for a CD with Fidelity Investments and the enjoy their high APY rates today. Check out our Best CD Rates at HMB!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
- Extremely competitive rates
- Auto Roll Program allows for early withdrawals
- No monthly fee
- Minimum deposit might be too high for some
- Trading risks and fees
- Those who want to take a more investing-centered approach to CDs
Overview
Fidelity Bank CDs differ from typical bank certificates of deposit in that they are brokered for brokerage firm customers. You can purchase a brokered CD from multiple banks but hold it with Fidelity. This allows you to have a higher amount insured by the FDIC.
Fidelity Brokered CDs have just about the highest rates in the industry, too. They can provide great earnings no matter what you're saving for. Fidelity Bank doesn't have the widest range of CD terms, with only seven options available. However, it does make for an easily created CD ladder. You could open every CD account at the same time and benefit from a payout at the end of each.
| Fidelity Brokered CD | Minimum Deposit | Rate |
| 3 Month | $1,000 | 0.05% |
| 6 Month | $1,000 | 0.02% |
| 9 Month | $1,000 | 0.05% |
| 1 Year | $1,000 | 0.05% |
| 2 Year | $1,000 | 0.05% |
| 3 Year | $1,000 | 0.15% |
| 5 Year | $1,000 | 0.45% |
Overview of Fidelity CDs
You can open a brokered CD in two ways. The first is to open it as new issue offerings. This allows you to avoid paying trading fees to purchase new issue offerings. Your second option is to open a brokered CD from the secondary market. You will face trading fees here, though, of $1 per CD. However, you have the perk of being able to access your secondary market brokered CDs before it reaches maturity.
If you are currently looking for great savings rates, then make sure you keep reading. Fidelity Investments has a wide array of products to meet your individual needs and are proud to be a financial institution that is big enough to serve all your financial needs, yet small enough to care about how those needs are met.
They currently offer standard CD rates from 3-months to 120-months with 2.40% to 3.10% APY Rates but have a special 2.40% APY 9-Month CD on $1,000 balances or more. By joining Fidelity, you get to enjoy earning higher rate of interest than regular savings account. Make sure you visit your nearest local branch to sign up today!
| CIT BANK & DISCOVER CD RATES | ||
| Discover Bank CD Rates and CIT Bank CD Rates | ||
| CIT BANK CD TERM | RATE | LINK |
| 12-Month Term | 0.30% APY | Apply Now |
| 13-Month Term | 0.35% APY | Apply Now |
| 18-Month Term | 0.30% APY | Apply Now |
| 4-Year Term | 0.50% APY | Apply Now |
Table of Contents
Fidelity CDs
- At Fidelity Bank we offer a variety of CD and IRA products - let our trusted financial advisors help you find the right investment product for your financial needs. Certificates of Deposit Save more and choose from Variable Rate.
- Certificates of Deposit. If you have money to invest but you prefer a more conservative savings strategy, Certificates of Deposit (CDs) are a great choice for you. With one of our Fidelity CD products you can earn a guaranteed fixed rate of return and some of the highest offered insured rates.
- Fidelity 6 Month CD Rates. Note that the CDs offered are brokered CD instead bank CDs and can be traded on the secondary market. It is FDIC insured. The rate of 1.60% is 0.83% higher than the average 0.77%. Also it is 0.75% lower than the highest rate.
- Treasury purchases traded with a Fidelity representative, a flat charge of $19.95 per trade applies. A $250 maximum applies to all trades, reduced to a $50 maximum for bonds maturing in one year or less.
CDs are a certificate issued by a bank to a person depositing money for a specified length of time, and usually the longer of a term is, the higher APY rate you make! Fidelity's Best CD Offer pays an APY rate of 2.40% APY 9-Month CD. They currently offer standard CD rates from 3-months to 120-months. If you're interested in making a higher rate than a traditional savings account then make sure to check out Fidelity Investment's CDs and their rates listed below.
CD Rate Specials
| Term | APY Rate | Minimum Deposit | How They Compare |
| 9 Month CD | 2.40% | $1,000 | Best 9-Month CD Rates |
Annual percentage yield effective November 2, 2020 and subject to change without notice. Penalty for early withdrawal for CDs. Fees may reduce earnings. Consumer rates only. Please ask for a quote regarding corporate or public funds. Penalty is loss of 90 days interest.
Fidelity Cd Rates May 2020
Standard CD Rates
| Term | APY Rate | Minimum Deposit |
| 3 Month CD | 2.40% | $1,000 |
| 6 Month CD | 2.40% | $1,000 |
| 12 Month CD | 2.45% | $1,000 |
| 18 Month CD | 2.45% | $1,000 |
| 24 Month CD | 2.50% | $1,000 |
| 36 Month CD | 2.60% | $1,000 |
| 48 Month CD | 2.70% | $1,000 |
| 60 Month CD | 2.80% | $1,000 |
| 120 Month CD | 3.10% | $1,000 |
Rates effective from 05/10/2019
CD Features
- No hidden fees. No maintenance fees
- Competitive rates for all terms
- 24/7 access to your account
- Federally insured by the FDIC
Bottom Line
Looking for a short term or long term CD? Then look no further as Fidelity offers you various CD terms from 3 to 120 months but be sure to take advantage of their current 2.40% APY 9-Month CD.
You will be able to fully take control of your funds through their products and services and also maximize your saving potential. Sign up for a CD with Fidelity Investments and the enjoy their high APY rates today. Check out our Best CD Rates at HMB!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
- Extremely competitive rates
- Auto Roll Program allows for early withdrawals
- No monthly fee
- Minimum deposit might be too high for some
- Trading risks and fees
- Those who want to take a more investing-centered approach to CDs
Overview
Fidelity Bank CDs differ from typical bank certificates of deposit in that they are brokered for brokerage firm customers. You can purchase a brokered CD from multiple banks but hold it with Fidelity. This allows you to have a higher amount insured by the FDIC.
Fidelity Brokered CDs have just about the highest rates in the industry, too. They can provide great earnings no matter what you're saving for. Fidelity Bank doesn't have the widest range of CD terms, with only seven options available. However, it does make for an easily created CD ladder. You could open every CD account at the same time and benefit from a payout at the end of each.
| Fidelity Brokered CD | Minimum Deposit | Rate |
| 3 Month | $1,000 | 0.05% |
| 6 Month | $1,000 | 0.02% |
| 9 Month | $1,000 | 0.05% |
| 1 Year | $1,000 | 0.05% |
| 2 Year | $1,000 | 0.05% |
| 3 Year | $1,000 | 0.15% |
| 5 Year | $1,000 | 0.45% |
Overview of Fidelity CDs
You can open a brokered CD in two ways. The first is to open it as new issue offerings. This allows you to avoid paying trading fees to purchase new issue offerings. Your second option is to open a brokered CD from the secondary market. You will face trading fees here, though, of $1 per CD. However, you have the perk of being able to access your secondary market brokered CDs before it reaches maturity.
Fidelity also offers its Fidelity Auto Roll Program, which offers a couple of handy perks. For starters, this program automatically renews your CDs according to your chosen asset allocation. It also allows for early withdrawals without incurring heavy penalties. This feature sets it apart from most other bank CDs which charge a penalty for all early withdrawals. The penalty usually negates the perks of an early withdrawal since it charges a portion of interest earned.
Each Fidelity CD also comes with the flexibility to sell part of your funds or add onto them thanks to the Auto Roll Program. Then to keep track of your accounts and earnings, you can set up Fidelity Alerts for periodic alerts. You can cancel the Auto Roll program at any time.
Unfortunately, we are currently unable to find savings account that fit your criteria. Please change your search criteria and try again. |
Unfortunately, we are currently unable to find savings account that fit your criteria. Please change your search criteria and try again. |
How Much You Earn With Fidelity Certificate of Deposits Over Time
If you choose to open a Fidelity Brokered CD and not fiddle with it and the market, your money will be growing at some great rates. These rates blow many banks' regular CD rates out of the water. However, don't forget that these are still brokered CDs that are connected to the market.
It's important to note that these amounts reflect your possible final balances at the end of the term. Your exact earnings, however, depend on your initial deposit and how often Fidelity chooses to compound your interest. We've calculated the numbers below as though interest is compounded daily.
| Initial Deposit | 3-Month CD | 12-Month CD | 60-Month CD |
| $2,500 | $2,500.62 | $2,501.50 | $2,556.76 |
| $5,000 | $5,001.25 | $5,002.50 | $5,113.52 |
| $10,000 | $10,002.50 | $10,005 | $10,227.03 |
How Fidelity CDs Rates Compare to Other Banks
Don't forget that Fidelity CDs are different in that they are brokered. That means they can be traded on the market, either with new issue offerings or on the secondary market. Your deposit will still earn according to the given interest rate.
Fidelity Cd Rates New Issue
Competitors like Discover Bank, Ally Bank, and Marcus offer a more standard approach to CDs and bank accounts in general. So if you're looking to keep all your bank accounts with one institution, Fidelity wouldn't be the right option.
| CD Account | Fidelity | Discover | Ally Bank | Marcus by Goldman Sachs |
| 6 Month | 0.05% | 0.25% | 0.25% | 0.15% |
| 1 Year | 0.05% | 0.50% | 0.60% | 0.55% |
| 3 Year | 0.15% | 0.55% | 0.65% | 0.55% |
| 5 Year | 0.45% | 0.60% | 0.85% | 0.60% |
Should You Get a Fidelity CD Account?
Fidelity Money Market Account Rates
You should get a Fidelity CD account if you're comfortable working with brokered CD accounts, rather than a specific bank's own accounts. This means you do have access to a wider variety of CDs from various locations. You can also sell your CDs on the secondary market if you choose to. However, this also means you can lose money with these CDs according to the market and its rates.
